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JoAnn Merrill

Mortgage Advisor
MLO - 653014
JoAnn Merrill
3020 Old Ranch Parkway, Suite 200
Seal Beach, CA 90740
Cell: 714.330.6080
Office: 562.799.5781
JoAnns been in the mortgage banking industry for 26 years. Upon graduating with a Bachelors degree in Business Finance in 1986, she launched her career as a retail mortgage loan officer. After all these years, JoAnn is still patient, caring, and knowledgeable in finding the loan product that best fits her clients financial needs. She continues to work closely with the real estate professionals in her area, assisting in closing purchase transactions in a timely manner. JoAnn is always courteous, professional and informative through every transaction whether its a refinance, purchase, or a pre-qualification.
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JoAnn just completed my VA loan processing for my home in Huntington Beach. Timely, thorough, thoughtful, friendly, ethical and Highly Professional! Cannot go wrong with Joann. She tells it like it is and responds with all of the details required to make the transaction a breeze. Definitely a borrowers advocate!! Joann will always be at the front of my list of referrals for mortgage lending needs! Super cool too!

Kevin Young- Huntington Beach, CA

JoAnn was absolutely amazing!! She is honest, thoughtful and trustworthy. We are so grateful that our loan was in her hands. She made sure that our loan was handled with utmost care and she kept in close contact with us and updated us every step of the way. We had a lot of questions and JoAnn was very patient and answered our inquiries promptly. We couldn't have a better Mortgage advisor than JoAnn. A very BIG THANK YOU to JoAnn!!!

Cynthia Wong-Blye

My wife & I almost lost out purchasing our last home because of our lender not being responsive enough. As soon as we switched to Alpine Mortgage we knew we were in good hands. JoAnn was a true proffesional. In this fast paced market you really need someone that knows the business and can deliver. I would strongly recommend JoAnn Merrill & Alpine Mortgage. - Nick Mueller

Nick Mueller

What can I say, We got the loan! JoAnn was so great to work with very professional and personable. JoAnn was so quick to respond and clarify on all questions and concerns! Our loan process was not the easiest a lot of hurdles to jump which seemed almost impossible to us but JoAnn always had encouraging words and wisdom to share! Not once did I ever hear concern or defeat from JoAnn over our long and difficult process! JoAnn was an absolute pleasure to work with and I look forward to working with her in the future! I would recommend her to everyone and anyone that asks! Thank you so much!

Nick Sherwood

Excellent service from start to finsih. All I had to do was submit originally requested information and then sit back and let the process roll. We were looking to refinance at a better rate than we had. We were literally processed and signing papers within 30 days. Easiest process ever. I would totally recommend JoAnn and her staff to friends and family, as they were very professional from beginning to end.

Susan Happy Customer

Outstanding service. JoAnn knew exactly what I was looking for and made it happen. She knows her programs and how to get the file completed in a timely manner. From start to finish, my loan went thru in less than 30-days. I submitted my documentation one time and the next thing you know, I am signing my final paperwork. It was an effortless transaction on my part. If you are looking for great programs, rates, and service-I would highly recommend you contact JoAnn Merrill at Alpine Mortgage Planning. A true professional!

Denna Moss

JoAnn and her entire team were fantastic to work with! They made buying our first home a very smooth process, even when my husband and I threw a curveball in the mix from the beginning. The team is consistently professional, efficient, timely and above all, courteous. We felt very comfortable from the beginning, and it turns out that the offer condition that we needed to use JoAnn and Alpine was one of the best things that could have happened to us! We would 100% recommend JoAnn!

Andrea Toledo

Absolutely amazing service! We wanted to be in our new home before the Thanksgiving holiday and JoAnn and her team made it possible. JoAnn responds to emails and calls in a timely fashion. She is always professional and courteous. JoAnn made the entire loan process easy and stress-free. JoAnn is a pleasure to work with. She is exemplary!

Jim and Teary August

We had a bad situation with employment verification. JoAnn and her team went above and beyond what it took to fix this situation. She and her team were jumping through hopes. Not once, but several times. She always came through for us. I would not hesitate a second to recommend her for your loan needs and some understanding and caring. Thank you JoAnn for every effort you made and every completed transaction you completed. Happy Holiday Season to you and yours. Fred and Ada

Richard & Ada PINON

Hi Johann: You were very understanding and thoughtful & very upfront with US. The paper work was something that I never could get it in my head but you walking US through the whole thing. I was very impressed in the way you handled the U-P WORK APPLICATION and I appreciated that... I'm very thankful we got assigned to you and again Thanks. I would recommend YOU and the Company anytime and will advised... Thanks Fred...

Richard ALfred Pinon (Fred)

JoAnn has completed three loans for us on time and per our original terms. I would recommend her to anyone needing a loan. I am a CEO of a Real Estate Development Company so we income has fluctuations year to year, she did a great job explaining everything to the underwriters to get our loan done.

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